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Realtors

  1. Ease of Online Order Entry
  2. Residential and Commercial experience
  3. Close anywhere anytime
  4. Exceptional service with very competitive fees

Lenders

  1. Discounted refinance closing fees
  2. Lien Reports
  3. Exceptional service with very competitive fees
  4. Ease of Online Order Entry

Investors

Monarch has competitive programs for clients purchasing or selling investment properties with very aggressive fees.
  1. Multiple/Subsequent closing discounts
  2. Short Sale experience
  3. Lien Reports
  4. Exceptional service with very competitive fees

Buyers/Sellers

  1. Extensive real estate transaction knowledge
  2. Legal counsel available
  3. Value added expertise when buying or selling a home

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Why Monarch? Print E-mail
We make title ordering quicker and easier. Monarch Title Services handles many different types of closing transactions including Purchases, Mortgage Refinances, New Build/Constructions Loans, Commercial Real Estate Transactions and Foreclosed properties.  A Realtor or loan officer will usually forward an order or use our Online Order Entry for Title Insurance to our offices.  Upon receipt of a title order we verify the Appraisal has come back and the value of the home will support the proposed transaction. 

A Title Examination is then ordered from our title abstracter at the County Courthouse.  The title abstracter examines the title to the property in many cases back 42 years or more, and then forwards a title exam report back to our office.  The Title Exam is then converted into a Title Insurance Commitment.  The Title Insurance Commitment outlines what title insurance policies will be issued, who currently owns the property, what items are required to close the transaction, county real estate tax information, legal description of the property, and liens/judgments/restrictions/easements that effect the property or the property owner.  Once the Title Commitment is prepared we work with the property owner to obtain required information to clear any Mortgages/Liens that were found in the Title Examination. 

We then work closely with the Realtors and Loan Officer involved in the transaction to prepare for the closing.  This process includes working with the Lender to prepare the Settlement Statement for the closing.  The Settlement Statement outlines all of the fees and charges to be paid by the Borrower/Buyer and Seller.  The Settlement Statement also outlines the amount of money each party is bringing or receiving from the transaction.  Once the closing has been scheduled we prepare many documents including Closing Packages, Deeds, Escrow Agreements (when required) and many other miscellaneous documents to be signed at the closing table.  At the closing a closer/notary public will set down with all parties involved in the transaction to review/explain the closing documents and provide each party with a copy of all documents signed at the closing table. 

After the closing we will disburse the funds for the closing to any person/entity listed on the Settlement Statement including mortgage payoffs, realtor commissions, warranty payments, etc.  Once disbursement of the funds is completed the Deed and Mortgage is forwarded to our title abstracter at the County Courthouse to record the Deed and Mortgage in the County Recorder’s Office.   Once we receive the recorded documents we issue the Loan and Owner’s Title Insurance Policies and forward the policies to the insured parties.